Owning your own home

Nope, I was 65k and at 95% LTV.

Looking at the HSBC Mortgage calculator, I could get a five year fixed at 1.51%, and given what I assume my flat would sell for, and keeping back some cash for the stamp duty (fuck-O-rama is all I'll say on that), and also keeping to (literally just) under the 70% LTV my mortgage payment would be 36% of my take home salary. Does that strike people as unusually high?

(My current mortgage is £250/month, which I suspect is unusually low).

£250 a month is very.low.

Not as low as £191.

£250 a month is very.low.

Yeah, which is why I don't have a yardstick against which to judge what's a normal amount to pay.

Spot the people who didn't make the right choices in life.

I.e. me

Snap!

i mean those two are practically 'senior citizens'

I am starring in the new Werthers Originals advert

Dammit is my age I think.

Possibly younger.

Anyway, answer my question you fuckers, 36% fairly normal, not considered to be a back-breaking payment?

Dammit is my age I think.

43, and I'll be 44 before lockdown ends I suspect.

Fairly normal I think. Do a sensitivity analysis to see what you would be paying at various rates of interest.

Younger than me!
I'm off to end it all now.

The luxury car and watch collection all makes sense now

That's harsh on @Dammit

The luxury car and watch collection all makes sense now

Witness the legion of children that I do not have.

They are an expensive business to be fair

The school fees for my two cats are very reasonable.

What's wrong with state educated cats?

Much more focus on sports in the independent education sector, which is important I feel when Higgs in particular would become a furry balloon if left to her own devices.

I imagine roomba is a key exercise.

I'd say that's fairly normal.

Disclaimer: I don't have a problem with the mortgages paid by other people.
If you've put in the hours to get where you are and make sensible choices good on you.