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Howard
Tempted to say it's gone up by 20% due to limited supply.
If they'd come in with something sensible there could have been a discussion. 20% is over £100k and I don't think there are any indicators that the market will drop that far.
No indication that it was mortgage company prompted. Although the son was buying it on paper I very much had the impression that it was really an investment by the parents so they pulled the plug.