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Terms of my mortgage say something like - only you live there, and no-one else is allowed to also live there. I assume their concern is in the scenario of me defaulting on mortgage and there's another person who may have acquired rights through living there a long time, and who the bank have no agreement with.
I would just like it all to be legit so that everything is square across council tax, insurance etc
hoefla
Unless you want them on the title deed I don't think you really need to involve the bank, no?