Owning your own home

If you want I can email you the structural engineers calculations when I had our through lounge created 3 years ago at the same time as our loft conversion. You could then email that to the buyer together with a photo of the size of my steel beam and that might give them some reassurance that the size of the beam is either adequate or will need replacing. Either way it would mean you don't need your plastering hacked away at and they know whether it needs to be replaced or not.

Ah mate that would be really useful! email is schofield sussex atgmail dotcom Thanks!

Ok might not be able to do it tonight but will try and do it asap. Assume schofieldsussex is all one world yeah.

Sorry, yeah. No worries whenever is convenient 🙂 thanks

Am I being unreasonable here in saying we don't want to this and certainly not pay for it? The EA says they won't pay and will pull out otherwise and so is advising we pay

EAs will be desperate for anything to go through at this point.

I'd tell them to go back to the buyers and ask them if they actually want the place or not.

If they're putting a loft conversion in then you'd assume they'd be putting in steels in the loft anyway.

Ultimately though it comes down to how much you/they want it to go through.

Ok I've found the calcs and a picture of the beam so have emailed it just now.

In other news, my buyer has pulled out citing coronavirus uncertainty. Obviously means that I can't afford the place we were going to buy either so every chance that will fall through.

Bit of a pisser given that we'd got through the whole process and were just waiting to exchange.

There's always the possibility that they're just going to try and gouge the price but unless we can get the vendor of the one that we're looking to buy onboard with taking some of that hit then we're still screwed.

Shit.

That’s crap, hope you find something better when all this is over.

Anyone who uses a report from someone else's engineer is an idiot.

What if there are mistakes?

The EAs are being idiotic too. And self-interested, but I guess that goes without saying.

Of course it cannot be relied on but it will be a good indication as to whether the beams are under or oversized as the houses are identical.

No doubt - I'm talking from the perspective of the buyer being the idiot though.

I would imagine that chains are collapsing all over the place at the moment.

Neighbour what runs a removals company has said that it's been as busy as for the last couple of weeks as a significant number of removals firms have shut up shop.

He got more than one new customer this week who rang him because the removal company they'd booked simply didn't turn up.

We had some inkling that it may happen as they've been coming up with crap excuses to not exchange for the past week or so.

I may have a look into options of remortgaging and letting my current flat but don't really fancy the hassle of being a landlord, the extra stamp duty or being so exposed on property values.

Otherwise I guess it will be lugging a pram up to a first floor flat in a few months.

the extra stamp duty

only if you don't sell the previous main home within 3 years

Mine is.

Is it not 2?

We've just been advised by our surveyor that the place we offered on is now worth 30k less than the offer. Now curious what the bank valuation will say. Gonna be a fun conversation in a week or two.

True. I think it's a pay it and then reclaim it job though isn't it?

True. I think it's a pay it and then reclaim it job though isn't it?

Yeah, think so.

My chain seems to be just about holding together - or at least my seller still wants to sell.
Who knows when we'll be able to though...

shit!

Stamp duty refund (for higher rate part for stamp duty) if you sell your original property within 3 years of completion

can anyone recommend one of those 'deep clean' type cleaners in the SE?