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The lower middle class often just working class people blagging it.
They live in fear of appearing to drop back into workingclass-dom.
Hence the reluctance to pay for services (transfer of wealth) nor tip.
Then just waste the money playing golf, just so the neighbours see them putting a set of golf clubs in a 3 series BMW.
wildwest
I like rich people who doesn't flinch when I quote a service of £400ish, middle class people are the kind who can actually save money because they earn enough to do so, and end up being ridiculously tight with their money (whether working class people rarely have the capacity to save).
The middle class type are very much the worse of them all, they almost never tip too (working class do a lots, rich people, sometimes).