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Being 91 is an underlying health condition!
Purely anecdotal evidence from medical staff at my wife's hospital, is that about half of the hospitalised covid-19 patients in France are under 60 years old.
An article here (in French, sorry) notes that the average age of hospital cases is dropping. Currently at 58 years old for France (partly explained by younger people managing the symptoms better and waiting longer than older people before going to hospital).
But the average age of actual (hospital) deaths is 81 years old:
It's always been scary, but it's getting really awful now. Struggling with all the no-underlying-health condition deaths a bit.