You are reading a single comment by @princeperch and its replies.
Click here to read the full conversation.
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
princeperch
Howard
Yeah I totally agree - going direct has been and still is a complete ball ache, if you are applying with a new lender. I've always found my existing - Halifax - to be really easy to deal with. We took a load of equity out of our main residence to pay off the mortgage on my other flat. They gave zero fucks, didn't even want to see the details of the charge taken off the LR record. Could have spent it on crack and hookers for all they cared. This was post 2008.