On Virgin fibre you pretty much get what you pay for. I used to be on the 200Mbps but realised it was a bit unnecessary so dropped down to 100Mbps which I get consistently.
I started on like 40MB or something but over the years they have bumped us up so I think I'm officially on 120 or 140MB or whatever that level is. Speedtested at 97MB when I asked the question (after I turned off my VPN).
On Virgin fibre you pretty much get what you pay for. I used to be on the 200Mbps but realised it was a bit unnecessary so dropped down to 100Mbps which I get consistently.