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@aggi @princeperch thanks both. Won't rush (not ready until June time anyway), been sold on a 2 year fix today and will track house prices closely until June to reduce chance of buying something and coming into negative equity
With the tax point - would be the only house in my name for the foreseeable and then I would rent an additional room in a different city (London/Bristol). So only owning one home, does that make a difference?
bobble
Personally I wouldn't rush into this and certainly not at the moment.
There's a reasonable chance that we may see some drop in prices coming up and that could make remortgaging to a buy to let deal difficult.
My, entirely unqualified, advice to someone thinking of buying a house at the moment is only buy if you'd be happy living there for five years plus to see out any short term disruption.
Added to that it's worth considering that letting out a second property isn't the money maker it used to be. Tax breaks are slowly being eroded and stamp duty on a second property can be hefty.
Edit: This should have been a reply to @bobble