• Thanks for this - a more helpful rundown the govs own sites which direct you to 3 external sites to choose from. In our case only one of us earns (the other is full time home ed/childcare - which may present its own issues like 'mrs cyoa needs to look for a job first') and our savings were wiped in a bank fraud a few months ago so maybe we're quids in : )

  • Shit man, sorry to hear about your savings!

    I'm not sure quids in is the right phrase but hopefully they'll be able to help!

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