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spindrift
@Greenbank
You gain avoiding repossession if this crisis is putting you in deep financial shit. Or, more likely, that money can go on other items that you need to pay for to survive those 3 months.
No-one is going to give you 3 months mortgage for free and no-one should be expecting that.
Also, not all mortgages make it simple to get a payment holiday, this should guarantee it.
I can see the 3 months being extended when/if we're not out of the woods in June.