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  • Any opinions?

    1. Work out your investment horizon - ie when you need to cash out.
    2. Work out how much £ you would need in a bind - loss of income, etc.
    3. Plan based on the answers of above.

    Case in point, I put some money in an index linked S&S ISA in Feb for Mini-H. It's tanked. I'm assuming it won't need to be touched for a min of 15yrs, so right now no action is needed.

    I do wonder though if this is the time when actively managed funds come into their own. Trackers as pretty blunt whereas a fund with a decent FM would be looking to see what is vfm or even cheap.

  • whereas a fund with a decent FM would be looking to see what is vfm or even cheap.

    In theory.

    However, active funds in aggregate don't outperform the market, they just charge more in fees.

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