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No, at the moment the flight is still scheduled to happen but they're preempting a full shutdown by offering it (also, I think they have to fly to keep their landing slots open legally speaking even if the flight is empty or some shit).
So, they are trying to do the right thing, which is why I'm not jumping up and down and going immediately to Destroy mode. But a voucher isn't much use if they go under or if there's still no flights in 12 months so I dunno, I'd prefer a proper refund if we can't go.
hippy
How so? It's your money, they've not provided you with the service you paid for and as you said, they're effectively giving you a coupon instead of a refund.
As you note, it's likely they'll go into administration by the time you could redeem your flights, by which time it may be too late to do a chargeback anyway... Seems daft not to use the consumer protection your credit card gives you to protect yourself-it's not like the receivers will be giving full refunds unless obligated by similar card protection/ATOL provisions anyway.