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rogan
@brokenbetty
Fuuuhhhhhhhhkkkk
Just spoke to travel insurance and not only would the policy not pay up because technically I voluntarily cancelled (no surprise there), I wasn't even insured! The policy is attached to my husband's bank account so I'm only covered if he travels with me. When we first took the policy years ago we checked the docs more than once and we both thought I was covered in my own right, but I checked again today and it's true, he definitely needs to be with me. I've been skiing without him under that policy for at least 8 years, with weeks of off piste! Thank fuck I never had an injury. Cancelled accommodation is trivial compared to being uninsured and needing medievac.
On the plus side, BA have swapped the flight for a voucher so that's saved at least.