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umop3pisdn
@Stonehedge
Scary really. You can have a good insurance policy for your dog but if anything bad happens you still have to pony up the cash.
Me ten years ago wouldn't have been able to conjure up a grand. Millions of people can't do that. What do people do if their dog gets hurt out of hours and they don't have cash? Just let them bleed until normal vet hours?