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Depends on your policy?
I know when I had a healthcare thing at my old work it covered just about everything so long as you could work out which hospital they would use as the approved place to get treatment, a number of the near ones had been small non-NHS hospitals and clinics. Remember having a lengthy argument about that as after 6 years head office based outside London wanted to remove London hospitals so I'd have needed to go to Guildford or something making the policy I'd never needed to use even more worthless to me.
For most BUPA cover they just bump you up the lists, they can't do that with ICU or A+E or other time critical stuff like that. I'd expect news in a months time of people kicking off that they had been paying BUPA for years and then coronavirus came and it did nothing to help them.
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Clockwise
Don’t think private covers ICU, but I stand to be corrected?