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In essence yes..but if you can bulk buy during dips and sell at peaks your investment will perform much better then they would otherwise. Statistically people dont out perform the market it's true...but generally that because they over trade.
This is especially true of pensions were you may have to but an annuity.
wildwest
frankenbike
NotThamesWater
This.
Moving your money around is daft, unless you're just finding lower fees.
On aggregate, you won't beat the market, except by chance, and you will alsways pay away the spread.
As most of our investments are a steady drip into pensions, it's almost irrelevant where the bottom / top is.