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Alan_tbt
Howard
Thrustvector
Sure someone with better knowledge of the law will chip at some point, but I think the tl;dr of this one is that even though he was breaking the speed limit and was uninsured / unlicensed neither of these things contributed to the collision, or rather, had he been travelling at the speed limit or a reasonable speed below it, and had he been either licensed and insured or hadn't fiddled with the bike, the outcome would have been not significantly different. The CCTV illustrates this.
Not that this is any consolation for anyone involved.