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  • Im planning to open an ISA with HL as currently have a lump sum sitting in a current account earning absolutely nothing.

    Going to split between a vanguard tracker in about a weeks time and then split again between something like polar capital bio technology (more high risk) and polar cap insurance (stable)

    Will probably then stick in a small monthly amount into them and just forget about them for 5 years

    Any reason why not? Only thing was if I should do vanguard direct but just too many logins and accounts

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