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There's the resale value to consider too... someone will always want to buy your Brompton (and mine now has an RRP 50% higher than when I bought it!).
Unless you plan on taking risks in terms of getting it nicked, or only using it in emergencies, I'd be inclined to spend the extra if you can stretch to it..
My partner’s work scheme is trying to sell her a Tern as an alternative to a Brompton. They are quite a bit cheaper, which does have some appeal. But does anyone have any real life experience of how they compare?