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For rough reference, we paid £1,000 for my insurance in my first year qualified aged 37 on a 1.4l Seat parking on the street in Lewisham. My 20yr+ driving wife is on the insurance as secondary driver.
My brother in law, aged 26 in his first year had to pay £2,000 parking his Fiesta on the street in Wellingborough.
I though that was insane so hot a quote for me to insure in Wellingborough too. Also £2k. Location is more important than age it seems.
They have a lot of vehicle crime in Wellingborough, much more than any London borough.
Budget: flexible but I don't think we will use it all that much.
Usage: seeing family and weekends away, plus IKEA trips etc. I would expect 99 percent of the time we will be driving away from London from here.