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Anecdotal stories are cool and all but the industry pretty much agrees that carbon degrades* slowly enough, especially when painted, that frames are likely to outlive a person. I can't see how under negligible force, a frame can crack itself unless it is extremely hot or routinely splashed with salt water.
*the resin actually
Edit: That said, there are always extreme examples of course. I doubt it would be representative of every one of the frames
In a shop, 10 feet off the ground.