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Well it seems to take money without me really noticing (which I guess is the whole point) remember that in the brain (settings) you can also change the agressiveness of the AI. I think I've got mine set just above the midpoint.
I think with Christmas just behind us I'm sure it'll take a little while for the algorithm to settle.
spenceey
Cool. How are you finding the AI direct debit thing? It's taking random amounts out of my account and they've been increasing over time since I signed up a week ago. Curious to know if it's actually any good.