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greeno
@spenceey
I quite like the idea of having the overall spend amount. I think sticking it to categories seems like a lot of work at this stage when I'm just trying to understand where my money is going...
Equally transferring it at the end of the month seems like a great idea.
One last one - do you movements into other pots count as part of the budgetted non committed spending? For example when I get paid I automatically transfer over £30 to pay for my six monthly car tax, does that need to be expressed as part of the budget?