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So all i'm budgeting on there is my 'fun money' to an extent. As all my bills (phone, internet, mortgage) are already classed as committed spend?
spenceey-
Yeah that’s basically what I do. Rent and bills committed, everything else budget. I just set my overall spend amount and forget the categories
On the ‘summary ring’ screen you can click on ‘this period’ top middle, and set the date. I coincide mine with payday as day one
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I do still categorise my payments though just to see what I’m spending on. I use the smiley face entertainment category for booze only. It’s quite scary how quick that one can add up. But I don’t touch the budgets. I just want to know if my overall monthly spend is on track as im going.
At the end of the month I then transfer any surplus into a savings pot. Wish I had Monzo when I was in my 20s...
greeno
You can set it for any day.
I don’t bother categorising everything, I just do one overall budget amount
Note any payment you make or receive will be counted, but you can choose to ‘exclude from summary’ if you don’t want it to