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  • Anyone care to explain how the budget function works on Monzo, I can't get my head around it. Although it may be because I started using it in the middle of the month.

  • You can set it for any day.

    I don’t bother categorising everything, I just do one overall budget amount

    Note any payment you make or receive will be counted, but you can choose to ‘exclude from summary’ if you don’t want it to

  • So all i'm budgeting on there is my 'fun money' to an extent. As all my bills (phone, internet, mortgage) are already classed as committed spend?

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