You are reading a single comment by @Dramatic_Hammer and its replies.
Click here to read the full conversation.
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
Dramatic_Hammer
Whilst I like the sound of PCP, I'm not sure I'll be around the country long enough to sustain it without faff.
It'll be a relatively low cost bike, so checking First Direct, seems like below £7k, it runs into the 16.9% APR.
So it's better I get the loan independently rather than through a dealer?