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Whilst I like the sound of PCP, I'm not sure I'll be around the country long enough to sustain it without faff.
It'll be a relatively low cost bike, so checking First Direct, seems like below £7k, it runs into the 16.9% APR.So it's better I get the loan independently rather than through a dealer?
Chak-
Fair enough.
Check here for the best rates on loans: https://www.moneysavingexpert.com/loans/cheap-personal-loans/#cheapestunder5000
Likely to get better rates from a bank than the dealer...
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AA loans are pretty cheap (especially if you have AA rescue cover).
Edit: or do what Jambon did and get a 0% credit card..
Soul
Dramatic_Hammer
If it’s a low cost / used bike, you’d be better off with a personal loan. First direct are still doing 3.3%.
If you’re leasing a new bike on PCP you will find most have rates around 5%-10% but obviously that will only be on the term amount so will be relatively low.