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Howard
The wife and I have been in our place about 18 months now. We took out a 5 year fixed term mortgage at the time because we assumed that with both of us working here, we had no short term plans to move away, and the mortgage could be ported if we needed more space.
Needless to say, circumstances changed, and we don't need to be in London anymore, so considering a move back to Ireland, where we can't port our mortgage to.
We had a valuation visit by purple bricks back in October and they estimated it at about 20k more than we paid, but after fees and fixed term fine, we'd cancel out the 20k "profit", so we shelved it.
Just before the holidays, a neighbour told me theirs sold for 45k more than we paid for ours, and given ours has a bigger garden we decided to ask purple bricks again.
The agent was back onto me almost immediately to say he has a single middle aged woman from the area very keen to downsize from her 3 bed to a 1 bed on our road, and is willing to pay what we're asking, as her house is already sale agreed and she's already mentally moved to our area, but that I need to move fast before she finds another like our house.
It all seems a bit too good to be true. Is he likely just pushing me to get the fee in to instruct them? Or am I being too cynical?