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There's a perceivable difference but for me it's just that the lower quality and potentially compressed files annoy me over a session of having the music on. Vinyl I can have on all day, badly compressed streamed music makes my ears hurt after an hour.
I'm pretty sure there's science to back it up but my research is done, I listen to and enjoy a lot more music now I'm taking care about the source and the quality.
Bought a Naim Mu-So a few months back and got a 3 month sub to tidal. That has ran out so have moved back to Spotify but the music doesn't sound as clean. Is it me being a wannabe audiophile or is there a real perceivable difference?