Think your mortgage figure is a bit OTT (I'd say more like 2k ish for that mortgage)
I relied on https://www.hsbc.co.uk/1/2//mortgages/repayment-calculator - it reckons £3900 a month for a £563k mortgage. But not claiming expertise at all, I'm nowhere near those heady heights.
I think you must have the term and/or interest rate set at something a bit unusual. At 25 years at 2% it comes out at £2,386/month.
That'll be it - the default on the calculator I used is 7%
@ffm started
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I relied on https://www.hsbc.co.uk/1/2//mortgages/repayment-calculator - it reckons £3900 a month for a £563k mortgage. But not claiming expertise at all, I'm nowhere near those heady heights.