Personally, if you have no intention of moving and you're currently in a good LTV band, I'd fix for a long time. Rates aren't going to get much lower than they are now but there's always a chance of something going tits up (possibly even more chance of that than not going tits up at the moment) and a hefty increase.
Cheers, yeah not moving ever again.
Think thats the mentality we've had over the last 8 years but only ever went 2 year, now thinking going big and going home.
Personally, if you have no intention of moving and you're currently in a good LTV band, I'd fix for a long time. Rates aren't going to get much lower than they are now but there's always a chance of something going tits up (possibly even more chance of that than not going tits up at the moment) and a hefty increase.