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Personally, if you have no intention of moving and you're currently in a good LTV band, I'd fix for a long time. Rates aren't going to get much lower than they are now but there's always a chance of something going tits up (possibly even more chance of that than not going tits up at the moment) and a hefty increase.
aggi
chrisbmx116
On a different subject... mortgages... mines up... looking at fixed term (as I always like to play it safe), unsure how long that term should be though (2-7 year options).
Anyone smarter than me with recommendations? Anyone switched recently?