Owning your own home

Go 10 year fixed, just because thats 10 times more than you rode fixed

Personally, if you have no intention of moving and you're currently in a good LTV band, I'd fix for a long time. Rates aren't going to get much lower than they are now but there's always a chance of something going tits up (possibly even more chance of that than not going tits up at the moment) and a hefty increase.

Ours was up in July, went with a 5-year and annoyingly rates went down just after we re-completed. Only to the tune of a few hundred £ over 5 years but still...
Decided during looking that 2 year fixes are a scam as the headline rate is ruined by high fees and having to do it all again in 2 years. I also did not realise that you need to either pay a conveyancer (£500 or so) or choose a provider who does it for you, which isn’t information that is immediately obvious.

To help me decide best ‘value’ I made a spreadsheet that compared overall cost with capital repayment and the ratio between the two (where 1 is 0% interest with no fees, 0 is interest only). Low monthly payments =/= best if they whack on a big fee.
If your mortgage is much larger than ours (105k-ish) then the fees have less impact but it’s worth a decent calculation.

We used a mortgage advisor to avoid awkward questions about income and maternity leave/etc but she did not seem to understand any of the above despite all the letters after her name.

Mate just remortgaged with HSBC. ~2% 5yr fixed.

It's best to work our your 2, 5, and 7yr plan and match the mortgage up to that. No one will be able to advise you of your options without understand the factors that will play into your lifestyle/cost of living.

My remortgage completed yesterday.

Told IFA I'd be happy sticking with Halifax out of convenience, but when he suggested I could get 1.69% 2yr fixed with the Coventry compared to 2.4% as the best follow-on deal, it would have been daft not to switch. Conveyancing taken care of by the lender.