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Luckily we're in the Oyster Zone - so it's just normal contactless (this has been expanded to Radlett so I assume will be expanded elsewhere).
It can be ripoff though. Putney to Waterloo is £6/day (£3 each way at peak times) on contactless (which is cheaper than £6.50 of a paper return ticket or £3.60 for paper singles).
Cheapest annual ticket for that journey is £772, which works out at ~128 days of £6/day. That's only ~43 weeks of 3 days a week. Anything more than that it's worth getting a season ticket.
I don't as I'm only in the office 2 days a week and when my foot is back to running and playing 5-a-side I'd only be doing one off-peak single journey on the train each week:-
Thu: Cycle in - play 5-a-side in evening, pub and then off-peak train home (£2.50)
Fri: Run in, cycle homeRunning is about £1/commute (£60 running shoes tend to last 500 miles - run commute is 7 miles - and the rest covers wear/tear on running gear). Cycling is something around £50/year (1/10th of the cost of the bike, plus consumables like tyres/transmission/tubes/etc) so that works out at under 50p/commute (it'd be much cheaper if I was cycle commuting 5 days/week).
Back on topic. I did CB23 to SW18 on and off for 9 months whilst my US Visa was just a "few weeks away". I hated it. Motorbike/train/tube/train/walk (1h15-1h30 each way). Spent as much time as I could crashing on sofas/floors/etc.
I'd only ever move to a 1h+ commute if I was remote and only needed to go into an office that far away once every fortnight or so.
Long commutes seem a novelty at first but that soon wears off.
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Greenbank
Luckily we're in the Oyster Zone - so it's just normal contactless (this has been expanded to Radlett so I assume will be expanded elsewhere).
I worked out in our situation it was never worth weekly/monthly tickets, only PAYG or annual. But with annual the gain was so small that it wasn't worth the outlay, especially if you had some WFH.