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Also don't think that only going in 3 out of 5 days a week means you can do it for 3/5 of the cost of a season ticket. In general going in 4 out of 5 days (on individual day returns) works out no cheaper than buying a season ticket.
Going in 3 out of 5 (on individual day tickets) is usually 3/4 of the cost of a season ticket, etc.
Plus if you do it with individual tickets then you don't have a season ticket for non-commuting trips into London (although weekend tickets are generally cheaper). Buying individual tickets every day is a huge faff too.
Greenbank-
Luckily we're in the Oyster Zone - so it's just normal contactless (this has been expanded to Radlett so I assume will be expanded elsewhere).
I worked out in our situation it was never worth weekly/monthly tickets, only PAYG or annual. But with annual the gain was so small that it wasn't worth the outlay, especially if you had some WFH.
hugo7
£9,268 inc. travel card. £8,344 ex. travel card.
You missed out x2 if there are two of them.
If that's right that's pretty brutal. We quite liked the idea of Radlett as it's much nicer than where we are now but the ~£26p/d for transport vs £12p/d at the moment adds up, especially when we'll have nursery fees in the next year.