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£9,268 inc. travel card. £8,344 ex. travel card.
You missed out x2 if there are two of them.
If that's right that's pretty brutal. We quite liked the idea of Radlett as it's much nicer than where we are now but the ~£26p/d for transport vs £12p/d at the moment adds up, especially when we'll have nursery fees in the next year.
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Also don't think that only going in 3 out of 5 days a week means you can do it for 3/5 of the cost of a season ticket. In general going in 4 out of 5 days (on individual day returns) works out no cheaper than buying a season ticket.
Going in 3 out of 5 (on individual day tickets) is usually 3/4 of the cost of a season ticket, etc.
Plus if you do it with individual tickets then you don't have a season ticket for non-commuting trips into London (although weekend tickets are generally cheaper). Buying individual tickets every day is a huge faff too.
I haven't checked but I presume a season ticket from that far north is going to be the thick end of 5 large a year . That's 10 grand of gross earnings to pay the 5 grand net.
I could probably do that commute for 3-5 years but you presumably have another 25/30 years of working left and I don't think I would fancy doing that journey for that sort of time.
Kids wear you out and the last thing you will want to be doing when your baby has been up all night is getting up at stupid o'clock and fannying about with cars bikes and trains just to get to work.