You are reading a single comment by @NickCJ and its replies. Click here to read the full conversation.
  • Didn't think i'd ever be in a position to enter this thread... semi question but also just a rant.

    First time buyer, seen a place we like, now dealing with estate agents. I know they're lying to me about other offers already and can even accept thats part of it. Two offers flatly rejected with no chat coming from the seller. The flat is well within our budget, I don't want to stretch at all, I'll just be happy to no longer be renting.

    When I asked them to put my first offer forward though, they said I had to speak to their financial advisor, who then called me and said he wouldn't pass any details of our conversation and would only make a judgement on whether we were financially sound. It was a 1 minute conversation - he only asked our salaries. I've been done right?? They've blantantly passed on our financial details to the estate agent who now know what we can afford? I wouldn't be surprised if they hadn't even forwarded the offer.

    Going forwards if I look at a different place, I assume I can refuse to speak to their advisors first? Any advice?? Cheers in advance.

  • Don’t speak to the financial advisor, just send them your mortgage AIP or offer to put them in touch with your broker.

    The estate agent financial advisor thing is just ad additional revenue opportunity for them to sell you a mortgage.

About

Avatar for NickCJ @NickCJ started