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On the bike but mostly noodling around/ zone 2 rides/ commuting (16 miles each way). Also considered one of the Arc'teryx Atom hoodies but suspect it'll be a hot mess on a bike.
I'm after the moon on a stick... though the Mavic with usable pockets would have ticked all the boxes. I'll probably just get the Endura Primaloft II, the gilet is great or a regular windproof + shakedry for covering more conditions.
spinnnout-
I wear a soft shell with pit zips in that situation. Warm but good thermal regulation with zips.
Primaloft gold will be too much if cycling in anything less that 5deg. Unless it's like 40g/m2 stuff.
Polartec alpha could be nice. Montane would be a good should, cheap but decent. I looked at the ember jacket the other day thinking it could be nice.
skinny
Warm on the bike, or warm off the bike? One wont do the other.