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  • Premium bonds. Could get lucky ya know?

    Only half joking. Guessing that returns on large amounts of cash in retail banks are utter shite, plus the faff of having to limit the deposit sizes to whatever the FSCS limit is. Whereas bung it all in PBs, no worries.

  • There's a maximum 'investment' of £50k, which is below the FSCS limit which is mostly £80k although some seem to be increasing £85k.

    I have some but don't believe they are the best place for the money, just too lazy to move it.

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