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Are you after high-end stuff, or just functional?
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I know life advice is off-topic, but I advise you not to go into debt. Get a freecycle bike or bits for now and put up with it until you have the money you need. If you have time just spend it on the forum. Everything is available here in the end for reasonable prices.
ffm
nneil
@ChrisDD
I need to buy a few more components but some are cheaper here, others are cheaper there, so not sure how to approach this, as I am skint and would like to buy online on finance or with a credit card.
Do you guys know what big online shops price match (wiggle does, I see), and where's most likely to find most of the stuff I need? Some handlebars, bottom bracket, brake calipers, levers, pedals, brake cable, chain, saddle, gatorskins, etc.
Guess it's easier to say that I only have the frame and wheelset + tires/inner tubes, which I want to get rid of anyway.