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Yeah sorry, third party, but I just meant it’s all on the same monzo platform. I can’t be bothered opening a separate account. My savings aren’t substantial enough to worry about the cut they take. I was just tired of HSBC so basically stuck everything on my monzo in the end and noted the terms were way better.
No doubt there’s better ways to save out there..
Ah, it's not actually Monzo ISAs it's 3rd party offerings provided through Monzo.
So you could just use https://www.oaknorth.com/ for the ISA and avoid Monzo taking a small cut. They also don't impose the £500 minimum deposit.
12 months £1 - £500,000 1.51 1.51
https://www.oaknorth.com/savings/personal-savings/personal-fixed-rate-cash-isa/