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Many people voted for Brexit and Trump. Many people are idiots.
If you're using the cards properly the amount of money on them will be small, the interest would be basically non-existent. As for why not Starling. Starling didn't exist (or at least I was unaware of it) when I got Revolut. Revolut works well so if it ain't broke...
"Revolut use the interbank exchange rate, which is usually cheaper than the MasterCard rate offered by Starling. Although, it is worth checking current rates. Revolut do markup their exchange rates for out of market hours too. So be wary of this."
https://www.finder.com/uk/revolut-vs-starling
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I use monzo as my main bank account and for all direct debits and rent.
I also use them as my savings account, their interest on their standard saving pot is about 60% better than what you get on an ISA with HSBC. And it’s way easier to use and track your money and it’s all in one place. Realise it’s not for everyone but I think it’s great. They also were mega helpful when I bought some trainers off a fake website too. Chat function is great. Have had no issues abroad either.
Maybe.
I’d wager many people are putting a lot more than £100 on at a time.
Also, if you’ve got the option of a ‘Revolut’ or a bank account, where your money is protected, you get interest (albeit tiny), you can receive and transfer money as you would any other bank, and you have the full balance of your account available in any currency in the world at the same exchange rate as Revolut, I’m not sure why you wouldn’t just open a bank account. It takes minutes with Starling. As far as I can tell it has all the advantages - and more besides, and none of the downsides. Just my tuppence.