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A lot of the other modern cards (Tandem, Revolut, Monzo, etc) use the same rate.
The only issue is cash withdrawals where, as mentioned above, when they get more popular a limit is imposed for ATM withdrawals with a fee after that.
I'm sure Starling will impose a cap at some point and then it will be on to the next one.
aggi
hippy
Starling > everything else.
You get the global exchange rate, not the local one or the inflated one most banks impose on you. And there’s no charge and no limit.
To the point where I spend money abroad for work, I input my expenses into my accounting software (FreeAgent) in euros and it does the conversion to £, and I actually sometimes pay less via starling than what FreeAgent calculates the expenses at.