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Starling > everything else.
You get the global exchange rate, not the local one or the inflated one most banks impose on you. And there’s no charge and no limit.
To the point where I spend money abroad for work, I input my expenses into my accounting software (FreeAgent) in euros and it does the conversion to £, and I actually sometimes pay less via starling than what FreeAgent calculates the expenses at.
ThePeginator-
It's only the cash withdrawal that's different there. You get the same rate and no fees using Monzo too.
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A lot of the other modern cards (Tandem, Revolut, Monzo, etc) use the same rate.
The only issue is cash withdrawals where, as mentioned above, when they get more popular a limit is imposed for ATM withdrawals with a fee after that.
I'm sure Starling will impose a cap at some point and then it will be on to the next one.
duncs
aggi
My wife and I want to open a joint bank again for bills/paying for meals/holiday etc. We visit family in USA as well so thinking the Monzo card would be useful for spending over there.
We don’t have time to both go into an actual bank to do this. Any reason not to use a Monzo account for this?