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Backstop
Only if they drive a private vehicle in London. I suspect most low earners (which in London means anything up to 60k a year family income) take the bus/tube.
Road charging which scales with wealth would be pretty cool, but in this case the perfect may be the enemy of the good.
The primary beneficiary of road charging would be people who live on busy roads, or who benefit from increased government budgets. So that's helpful at least.