It’s also £900 on an £80k build - pretty sure you can manage that to keep her sweet.
True, almost, 2K rather than £900, and £2k is still £2k, how much money I have or have not is irrelevant when it is an unnecessary expense
Isn’t half of that for your benefit though? I get that it’s annoying but it’s a minor part of your costs (that it looks as if you planned for anyway). Better this than getting a bill later for pre-existing cracks in her house.
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It’s also £900 on an £80k build - pretty sure you can manage that to keep her sweet.