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this is increasingly becoming the answer, I have narrowed it down to this now
Don't do it, they're so fugly!
Get a 2006-2011 Civic instead. Much better looking, has all the practicality and advantages of a Jazz (including the fold down seats), you can have a 1.4l if you insist although the 1.8l is a lot better if the insurance is doable.
Honda Jazz for £500-£1000 mainly owned by old people or people with kids. The biggest engine was a 1.4 (I think) so they are in the lower road tax bracket. Will do 50-60mpg (petrol).
The back seats fold completely flat. So can fit many bikes in. A double mattress will fit when folded. Also a fridge freezer will fit.
There is storage under the seats when they are in the normal position.
Maintenance parts are cheap, second hand doors, mirrors etc are cheap on eBay. It’s a Honda so the engine will run forever.