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  • Any tax relief or any other special measures that would apply to a first time buyer buying jointly with a non-first time buyer if the property under 450k? Just want to make sure we are aware of any possible advantages. I already have a tiny Help to Buy top-up. Thanks!

  • I would think it's the opposite. You'll probably lose the SDLT reduction if one person isn't a FTB.

    https://www.moneyadviceservice.org.uk/en/articles/everything-you-need-to-know-about-stamp-duty

    Joint ownership and Stamp Duty relief
    ...
    Unmarried people can still get a reduction in Stamp Duty, if the only person named on the mortgage deed is a first-time buyer.
    ...
    you need to think about what would happen if you split up. If the property is in both names, you will both have a claim. If the property is only in one name, then it’s possible you or your partner could be left with nothing legally.

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