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  • I'm not sure how they can check who drives the vehicle the most but I think that's technically fraud if the main driver isn't the main driver. The address thing similar but possibly more likely to be an issue if something happens overnight on a city street, when you've stated it'll be stored in a locked garage in sleepyville etc. If you're actually keeping it at her family address most of the time, then obvs no problem.

    Edit: My only tips for cheap insurance are try everywhere, play with 3rd party vs fully comp (sometimes a massive voluntary excess knocks the FC premium below TP) and investigate specialist insurance if it applies (classic, camper, limited mileage, etc).

  • It's a leisure/non-commuting only car so will be 50/50 between us on driving anyway-was more for benefiting from the cheaper insurance for the female of the species as opposed to fraudulent intent.

    The address is more controversial, we're renting our home so both our licenses are registered to family addresses which aren't far away for ease of not replacing them every time we move... Will probably just insure at current place which despite being equally sleepy suburbia with driveway is 100 bucks more : /

    Anyway. Good insurance recommends?

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